Three Missouri motorists were seriously injured when a Ford truck driven by James Reiners pulled directly into their path.  Reiners pulled his F-250 in front of the 2001 Windstar van as it was traveling down Highway 63 in Howell County Missouri.  Three people sustained serious injuries in the car crash:  22 year-old Rebekah Ford, 51 year-old Sheryl Ford, and 49 year-old Anna Luton were all in the Windstar van.  Rebekah, Sheryl, and Anna were ambulated and rushed to Ozark Medical Center in West Plains Missouri for emergency care.  Luckily all three were wearing seat belts at the time of the collision, otherwise their injuries could have been fatal.

Authorities issued a traffic citation to James Reiners for failure to yield.  He was reported to have State Farm automobile insurance in effect at the time of the crash.  The three women who sustained personal injuries in this collision will likely have a claim against State Farm for the negligent conduct of its insured.  Because three persons were seriously injured in this crash, recovery under the single State Farm policy may not make them "whole".  This is a common problem, especially when the negligent driver has Missouri minimum coverage.  Minimum coverage in Missouri is set at 25/50 for bodily injury, $25,000 in uninsured motorist coverage and $10,000 for property damage. The medical bills for these three injured women may exceed the policy limits in coverage available to Mr. Reiners at the time of the crash.

If you are one of several victims injured one single automobile accident, call St. Louis Automobile Injury Attorney Stephen Schultz for a consultation.  The accident attorneys in his firm will help you understand your rights in this type of situation and will investigate whether other forms of recovery exist in YOUR incident that may pick up any deficiency in coverage for the negligent driver.