St. Louis Personal Injury Lawyer Stephen Schultz Answers Your Questions
St. Louis Personal Injury Lawyer Stephen Schultz is contacted daily with questions from injury victims. Persons injured in accidents and crashes are vulnerable. Often times they are dependent upon doctors, family members, and claims adjusters to lead them through the process of handling their personal injury claim. The problem is none of these persons understands or appreciates what the injury victim is entitled to receive as compensation for his or her injuries. Doctors are doctors. Family members, while they offer invaluable personal support, are not lawyers. Claims adjusters represent the LAST person to seek advice or guidance from, as they certainly do NOT have your interests first.
Here are a few of the common questions St. Louis Personal Injury Lawyer Stephen Schultz fields on a daily basis:
Question: Someone told me that I should get 3X my medical bills as a settlement for my injury claim. Is that accurate?
Answer: No. There are no two injury claims that are alike and thus to make such a general assumption can create confusion and disappointment. I have cases that I have obtained settlements for 2X medical bills, and I have other cases where I have obtained settlements and verdicts that are 20X medical bills. There is no exact formula. More often than not, I obtain well over 3X what my client's medical bills are as recompense for their serious personal injuries.
Question: Do I have to pay back my health insurance if I get a settlement?
Answer: It depends. Some health insurance policies are governed by ERISA (Employee Retirement Income Security Act), which often times does entitle that insurer to reimbursement for benefits paid to treat injury victims. MediCare and MedicAid generally have to be reimbursed as well. As your injury lawyer, I must request a copy of the health insurance company "Plan" to determine what language governs reimbursent in your particular injury case.
Question: Will my case go to trial?
Answer: Probably not, but it depends. Statistically speaking, most personal injury cases are settled before trial. The Missouri personal injury lawyers at Schultz Legal Group make a good effort to settle cases before filing a lawsuit. After all, if fair compensation can be obtained without the expense and delay of extended litigation, then it makes sense to settle. However, the client is the ultimate decisionmaker when it comes to accepting or rejecting a settlement offer. If the client and attorney decide together that a settlement offer is too low, then our lawyers file a lawsuit and prosecute the case thru the courts. Even when a lawsuit is filed, the case often times will settle before it matures to a trial.
If you have been injured in a MIssouri car accident, tractor-trailer crash, bus crash, or by the use of a defective product, contact St. Louis Personal Injury Lawyer Stephen Schultz for a case consultation and evaulation. Mr. Schultz can be reached at (314) 448-0934 or toll free at (866) 840-3636. Don't be victimized twice. Claim your fee consultation with one of Missouri's top 100 personal injury lawyers today!
Here are a few of the common questions St. Louis Personal Injury Lawyer Stephen Schultz fields on a daily basis:
Question: Someone told me that I should get 3X my medical bills as a settlement for my injury claim. Is that accurate?
Answer: No. There are no two injury claims that are alike and thus to make such a general assumption can create confusion and disappointment. I have cases that I have obtained settlements for 2X medical bills, and I have other cases where I have obtained settlements and verdicts that are 20X medical bills. There is no exact formula. More often than not, I obtain well over 3X what my client's medical bills are as recompense for their serious personal injuries.
Question: Do I have to pay back my health insurance if I get a settlement?
Answer: It depends. Some health insurance policies are governed by ERISA (Employee Retirement Income Security Act), which often times does entitle that insurer to reimbursement for benefits paid to treat injury victims. MediCare and MedicAid generally have to be reimbursed as well. As your injury lawyer, I must request a copy of the health insurance company "Plan" to determine what language governs reimbursent in your particular injury case.
Question: Will my case go to trial?
Answer: Probably not, but it depends. Statistically speaking, most personal injury cases are settled before trial. The Missouri personal injury lawyers at Schultz Legal Group make a good effort to settle cases before filing a lawsuit. After all, if fair compensation can be obtained without the expense and delay of extended litigation, then it makes sense to settle. However, the client is the ultimate decisionmaker when it comes to accepting or rejecting a settlement offer. If the client and attorney decide together that a settlement offer is too low, then our lawyers file a lawsuit and prosecute the case thru the courts. Even when a lawsuit is filed, the case often times will settle before it matures to a trial.
If you have been injured in a MIssouri car accident, tractor-trailer crash, bus crash, or by the use of a defective product, contact St. Louis Personal Injury Lawyer Stephen Schultz for a case consultation and evaulation. Mr. Schultz can be reached at (314) 448-0934 or toll free at (866) 840-3636. Don't be victimized twice. Claim your fee consultation with one of Missouri's top 100 personal injury lawyers today!
