Why Do Insurance Adjusters Offer Unfair Low Settlements for Personal Injury Claims?
This is a question that our Missouri personal injury attorneys at law are faced with almost daily by calls through our accident injury helpline. Persons injured in car accidents, semi-truck accidents, motorcycle accidents, and other accidents almost always do their best to first work things out with the insurance company claims adjuster on their own. They learn the hard way that settlements and insurance claims adjusters are hard to understand and negotiate without a keen knowledge of personal injury law in Missouri. The Missouri Rules of the Road, Missouri Rules of Evidence, Missouri Rules of Civil Procedure, Missouri Supreme Court Rules, and other statutory and local municipal laws will all play a part in each injury claim for monetary compensation.
So what to unfair insurance claims adjusters know that you don't? Well, were do we start...First, the law, although a claims adjusters' knowledge of the law is crude and far less than satisfactory. Second, extensive training in the art of negotiation of personal injury settlement claims. Third, historical data that proves that car accident injury claimants that do not retain an attorney will accept much less than they would with the assistance of a car accident injury lawyer. Claims adjusters are offered compensation plans that incentivize them to get you, the injury victim, to accept pennies on the dollar for your injury claim.
It is human nature to hope that others will sympathize with innocent victims of someone else's negligent driving habits. I suppose this is partially true. Your family, your friends, and your coworkers may all sympathize with you and offer their support for what you are going through. After all, you are injured, medical bills are mounting, and you are unsure as to if you will ever completely heal from your injuries. Think about it though. All of the aforementioned persons do NOT have a financial incentive to treat you unfairly; they have no stake in your plight for justice. Well you must understand that the insurance claims adjuster working on your injury claim has a direct financial stake in the outcome of your claim for money. After all, the adjuster gets a bonus for minimizing your claim payout, he/she makes the boss happy, and the shareholders of the insurance company remain pleased.
Don't gamble with your one and only shot at compensation for an injury claim for compensation. Get the insight necessary to recover a settlement that is commensurate with your injuries and harms. Call the Missouri personal injury lawyers who even the playing field with insurance company claims adjusters.















