The process of filing a claim from a car accident must be followed to obtain fair compensation
The step by step process of filing an insurance claim from a car accident can seem like an intimidating process. Frankly, it is an intimidating process for anyone who has never been involved in the claims process. Claims from car accidents, trucking accidents, and motorcycle accidents are the most common types of insurance casualty claims filed in the United States. When you are involved in a car accident, there is a two-part claims process that develops. First, the property damage claim involving your car and any other property is handled by either your insurance company or the insurance for the person that hit you. It is up to you whether you choose to go through your own insurance carrier or the at-fault party. Sometimes it is more pleasant dealing with your own company than someone else.
The second aspect of an insurance claim is the bodily injury claim, otherwise known as "personal injury claim" or "BI claim". This aspect of the claims process offers challenges for most victims because there is no set evaluations process for all insurance companies. In fact, some insurance companies use claims software programs that do all of the bodily injury claims adjusting. These software programs, known as Colossus, are arbitrary programs that are in the heat of controversy with several consumer advocate organizations. In fact, Allstate was just fined $10 Million dollars by the state of New York for its use of the Colossus personal injury claims program. Unfair insurance companies use Colossus to regularly lowball, or completely deny, valid claims for injury.
Some claims adjusters will threaten that your claim will be "closed" if you do not settle the case within a short period of time. In fact, you have up to five (5) years in Missouri to file a car accident injury claim . Be careful not to fall into the games trap that is played by many car insurance claims adjusters when handling property damage claims and bodily injury claims. Contact a Missouri car accident lawyer by calling (866) 840-3636 and get your rights protected from the start of your case.
The second aspect of an insurance claim is the bodily injury claim, otherwise known as "personal injury claim" or "BI claim". This aspect of the claims process offers challenges for most victims because there is no set evaluations process for all insurance companies. In fact, some insurance companies use claims software programs that do all of the bodily injury claims adjusting. These software programs, known as Colossus, are arbitrary programs that are in the heat of controversy with several consumer advocate organizations. In fact, Allstate was just fined $10 Million dollars by the state of New York for its use of the Colossus personal injury claims program. Unfair insurance companies use Colossus to regularly lowball, or completely deny, valid claims for injury.
Some claims adjusters will threaten that your claim will be "closed" if you do not settle the case within a short period of time. In fact, you have up to five (5) years in Missouri to file a car accident injury claim . Be careful not to fall into the games trap that is played by many car insurance claims adjusters when handling property damage claims and bodily injury claims. Contact a Missouri car accident lawyer by calling (866) 840-3636 and get your rights protected from the start of your case.
